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Thrift Savings Plan

Civilian Thrift Savings Plan

The Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment plan that offers Federal employees the same type of savings and tax benefits that many private corporations offer their employees under 401(k) plans. By participating in the TSP, Federal employees have the opportunity to save part of their income for retirement, receive matching agency contributions, and reduce their current taxes.

Read more about the Thrift Savings Plan by visiting the Federal Retirement Thrift Investment Board's website at www.tsp.gov


If you are covered by the Civil Service Retirement System (CSRS or CSRS Offset) or the Federal Employees Retirement System (FERS), you may begin making regular contributions to the Thrift Savings Plan (TSP) as soon as you are employed.  You may contribute any whole percentage (between 1 and 100 percent) of your basic pay or a specific whole dollar amount each pay period, subject to the Internal Revenue Service (IRS) annual elective deferral limit. 

To enroll log into the Government Retirement & Benefits Platform (GRB Platform).

Civilian Benefits and Entitlements